Financing Your Residential PV System

There are many options for financing your residential solar photovoltaic (P.V.) system, and Solar Gain strives to provide our customers with the lowest possible overall cost for their system. It is important to us to make financing your solar installation hassle-free, to keep you apprised of all your options, and to help you choose the right plan for your needs. We also help you take advantage of every available solar energy tax credit & rebate.

Purchasing Your System

Purchasing your residential solar photovoltaic (P.V.) system allows you to maximize the potential of your system. While the upfront costs are higher, the long-term benefits of owning your system make the investment well worth the price.

The initial investment is also significantly offset by the numerous incentives. Arizona Residential Incentives for solar energy cover a substantial portion of the system’s cost, and the system provides return immediately. Federal and State credits combine to provide the average homeowner a 10-15% return on investment, with an 8-10-year payback period.

There are several options to finance the purchase of your residential solar panel system, including a home equity line of credit, refinancing, or a home improvement loan.

Residential Financing Options

Solar Gain works with Mosaic Solar Financing to offer our customers diverse financing options. We have financing plans available for all our customers’ individual needs, and will help you choose the right option for financing your solar installation.

"Mosaic is the nation's leading residential solar lending platform, enabling thousands of people to profit from the benefits of clean energy by owning their own solar panels. Mosaic has been honored by Fast Company as a top ten most innovative company in energy for two consecutive years, by the Department of Energy as a SunShot award recipient, The Sierra Club as the Trailblazer Company of the year, and Verizon Wireless as the environmental winner for their Powerful Answers Awards."

Leasing Your System

Solar Gain recommends purchasing your P.V. system, in order to maximize its value. However, if a customer would prefer to lease their system, Solar Gain has several partnerships to allow for residential leasing. Typically, leasing is best suited for retired individuals and/or those without sufficient income tax liability.

Please note: While Solar Gain works to offer each customer the plan best suited for your needs, and works with trusted partners to offer residential solar leasing if you so desire, we recommend purchasing your P.V. system for several reasons.

  • Leasing your residential P.V. solar system can make selling your home more difficult, while owning your system increases the value of your property.

  • Leasing your system allows the leasing company, rather than you, reap the rewards (i.e. tax rebates & incentives) of your system.

  • Lease payments often come with annual increases in some regions.

We’re totally happy with our solar energy solution. Nine months out of the year, our bill is seven dollars
— Teenu H.